Retirement Planning

Thompson Insurance Brokerage LLC is here to help you achieve your future visions.

Retirement & Financial Planning


We get it—thinking about retirement and finances can feel overwhelming. But it doesn’t have to be. Whether retirement is just around the corner or still a ways off, having a plan in place means you can move forward with confidence (and a little less stress).


We’ll help you sort through the moving parts—income, savings, insurance, investments—and figure out what makes the most sense for your goals and lifestyle.


No jargon, no cookie-cutter plans—just clear guidance and real conversations.


With a smart, personalized strategy, you can enjoy your retirement years with more freedom, less worry, and a plan that actually works for you.

A group of people are standing around a little girl.
A group of people are standing around a little girl.

Annuities: An Important Retirement Planning Tool


Annuities are financial products designed to provide a predictable income stream - often for life - making them a valuable component of a well-rounded retirement plan. When you purchase an annuity, typically through a lump-sum payment or a series of payments, you’re essentially creating your own pension. In return, the insurance company guarantees regular payouts to you either immediately or in the future, depending on the type of annuity you choose. For retirees concerned about outliving their savings or seeking more stability in their income, annuities can offer peace of mind. While they’re not right for everyone, annuities can help fill the gap left by Social Security or other retirement income sources and provide a layer of financial protection against market volatility.


It’s important to understand the different types of annuities and how they align with your goals and risk tolerance. Let's talk to see if annuities fit into your retirement strategy.

Simplifying the Complexities of Financial Planning

Step 1

We meet to understand your financial goals, both before and after retirement.

Step 2

Thompson Insurance Brokerage LLC assesses all available options to put you on a path to financial security.

Step 3

We agree on your financial plan, and actively manage that as a team to ensure ongoing success.

A man and a woman are standing on a dock looking at the sunset over a lake.

When it comes to financial planning for retirement, it's about more than just saving a lump sum—it's about preparing for the lifestyle you envision and the unexpected challenges that could arise.


Start by estimating your future expenses, including housing, healthcare (which can rise sharply with age), and long-term care—which is not fully covered by Medicare. Consider how you’ll manage income replacement, such as through Social Security, pensions, and personal investments.


It's also wise to factor in inflation, longevity risk, and the potential need for supplemental insurance like Medigap or long-term care coverage.


Lastly, building an emergency fund and ensuring your estate planning documents are in order—like a will, power of attorney, and healthcare directives—can safeguard your financial well-being and give you peace of mind for the road ahead.


We are here to help!